Your Dad really needs to pay off his bills or your bully would be paying your mom a regular visit.... And you can't deny as your dad signed the agreement stating that if he fails to pay up his wife is all his to use!!
Your sister broke up with her bf recently and your bully knew how mad you'd be if he was filling the hole he left in her
my mom told me to inv my bully over so she could scold him about his behavior… i dont think he liked what she had to say😓